The magic ingredient
A simple search on Google for ‘pensions’ will provide you with over 15 million results. Search for ‘investments’ and you will be presented with 65 million.
That’s an awful lot of facts and information right at your fingertips. But what’s missing from cold hard facts is wisdom, hard won through experience, and deep technical ability. That’s the magic ingredient. And that’s what we do.
Our Philosophy
We stand by a few key philosophies to guide the work that we do.
We believe in investing, not speculating.
Investments are inherently quite simple.
It’s their packaging that can be complicated.
Increased complexity comes at increased cost with little proof of a real chance of improved returns.
Hidden costs can compromise an investment strategy even before you start. We avoid this by offering access to transparent investment strategies which cut out these hidden costs.
There are no returns without risk.
So, if you take risks in your investment strategy we need to make sure you are rewarded for them. If not, our strategy is to reduce the unnecessary risks to your future financial health.
We don’t believe in timing the market – it’s time ‘in’ the market that counts.
We believe money should be just another resource at your disposal, in the same way as your health and education are, to help you achieve a financially secure lifestyle.
Our role is to clarify, simplify, explain and manage the journey through the complexities of ‘the money world’, to help you to a point where you are back in control and confident.
Financial Planning
Having a solid plan in place provides direction and meaning to your financial decisions. We use six steps work out where you are now and what you must do to reach your goals.
How We Get Paid
We are completely independent of any fund manager, investment company, or any other service we could advise you to buy, sell or hold. This means that the only payment we receive is a fee from you.